Vindilac Financial Services offers a wide range of microcredit products and services to individuals and small businesses. The company handles all aspects of micro-loans such as providing micro-loans for recurring expenses and unexpected emergencies/expenses. At Vindilac Financial Services, access to affordable credit is considered a right, not a privilege. Providing affordable capital is a business model that allows the company to offer reliable financial returns and significant social returns to its investors, while providing a valuable service to its borrowers. The company offers micro loans at risk-adjusted market rates between R500 and R5000.